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 Business Loans

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Business Loans

Because we're local, Colonial can approve a business loan fast. All of our decisions are made right here, with the best interest of our community's businesses in mind. We're all about your success, which is why our rates are competitive and our application process is easy. Here's an overview of some of our more popular loan programs.


Business Line of Credit

You can purchase inventory, smooth out seasonal cash needs or cover unexpected business expenses with a business line of credit with Colonial.

  • $25,000 minimum loan amount
  • Credit is typically secured by your business assets
  • You only access funds when you need them
  • Monthly payments on interest-only lines are based on variable interest rate

    Apply Online



Equipment Loans

Enjoy the cash flow benefits and business flexibility of financing necessary equipment, such as: computers, manufacturing equipment, medical and dental equipment and construction machinery



Term Loans

Expand your offices, buy new equipment or even acquire a commercial vehicle with one of our term loans.

  • $5,000 minimum loan amount
  • Flexible repayment terms ranging from one to five years for equipment (terms depend on the useful life of the asset)
  • Loans are secured by your company's fixed assets
  • Pay principal and interest in regular installments

    Apply Online



Commercial Real Estate Loans

If you're a business owner or a real estate investor interested in purchasing or refinancing your commercial property, our commercial real estate loans are a
smart option.

  • Fixed rates are available
  • Amortizations up to 20 years

    Apply Online



Owner-Occupied Real Estate Loan Program

If you're a business owner who is expanding to a new location, or improving or refinancing your current property, you can benefit from our owner-occupied real estate program.

  • Long-term financing with up to 25-year amortization
  • Fixed rates available for 5 years and 10 years
  • You must occupy more than 50% of the new space
  • Loans are subject to standard underwriting, processing and documentation requirements

    Apply Online



U.S. Small Business Administration (SBA) Loans

The U.S. SBA offers several loan programs for small businesses in need
of financing.

  • Boost working capital
  • Purchase or improve real estate
  • Finance new equipment, heavy machinery, specialized equipment or other fixed assets
  • Acquire a new business or franchise

    Apply Online



U.S. Small Business Administration (SBA)

504 Loan Program

An SBA 504 loan works well for real estate and fixed asset purchases.
This includes:

  • Business acquisitions or expansions
  • Construction
  • Partner buyout
  • Machinery and equipment

    Apply Online



Let Colonial move your business in the right direction. For a loan that fits, apply today!

Begin Commercial Loan Application



Brent Davis



​​​Ready to chat? 

Call us at 817-390-2291​


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Business Address: 2600 West Freeway, Fort Worth, Texas, 76102, US
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